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Welcome to Ovation’s Blog

At Ovation, we believe informed homeowners are empowered homeowners. Consider our blog your go-to resource for everything you need to know about protecting your home and loved ones – we cover it all with clarity and insight.

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Don’t Let Hackers Into Your Home: The Case for Social Media Protection
Home & Personal Safety
Don’t Let Hackers Into Your Home: The Case for Social Media Protection
Stay protected online. Learn how Ovation’s affordable social media coverage helps Florida homeowners stop hackers and restore accounts fast.
social media protection for homeowners in Florida
Author:
Ovation Home
Date:
11/14/2025
Why Identity Theft Restoration Services Matter for Homeowners
Home & Personal Safety
Why Identity Theft Restoration Services Matter for Homeowners
Discover why identity theft restoration services matter for Florida homeowners and how Ovation Home helps you recover quickly after fraud.
identity theft restoration services
Author:
Ovation Home
Date:
10/13/2025
How Ovation Home Insurance Exchange Fights Fraud in Florida
Home & Personal Safety
How Ovation Home Insurance Exchange Fights Fraud in Florida
Discover how Ovation Home Insurance Exchange helps homeowners learn how to fight home repair fraud with vigilance, resources, and protection.
Author:
Ovation Home
Date:
10/13/2025
Coverage C: Protection for Personal Belongings – at Home & Away
Homeowners Insurance 101
Coverage C: Protection for Personal Belongings – at Home & Away
Learn how to extend home insurance limits with add-on packages from Ovation. Compare coverage levels, pricing, and real uses for Florida homeowners.
personal belongings, homeowners insurance, personal property coverage, insurance coverage, replacement cost, perils, property protection,
Author:
Ovation Home
Date:
12/19/2025
What Ovation Home Is Doing to Prepare for Hurricane Season
Weather & Natural Disaster Resources
What Ovation Home Is Doing to Prepare for Hurricane Season
See how Ovation Home Insurance Exchange has prepared for hurricane season – so you're protected, connected, and covered when the unexpected happens.
Author:
Ovation Home
Date:
8/6/2025
Understanding Your Insurance Deductibles
Homeowners Insurance 101
Understanding Your Insurance Deductibles
Get clear on how your deductible works in Florida so you’re not surprised at claim time. Here’s what every Ovation Home Insurance Exchange member should know.
Author:
Ovation Home
Date:
8/6/2025
Do Florida Homeowners Need Flood Insurance?
Homeowners Insurance 101
Weather & Natural Disaster Resources
Do Florida Homeowners Need Flood Insurance?
Flood insurance isn’t just for coastal homes. Find out what your homeowners policy covers and why even inland Florida homes need separate flood coverage.
Author:
Ovation Home
Date:
7/11/2025
Mid-Season Preparations: Flood Is Not Covered
Weather & Natural Disaster Resources
Mid-Season Preparations: Flood Is Not Covered
Homeowners insurance doesn’t cover flood damage. Learn why July is the right time to consider flood insurance before peak hurricane season hits.
hurricane season flood risk
Author:
Ovation Home
Date:
6/12/2025
4th of July Firework Safety Tips in Florida
Home & Personal Safety
4th of July Firework Safety Tips in Florida
Learn about the potential dangers of fireworks and how to keep your family safe on the 4th of July.
Potential dangers of fireworks
Author:
Ovation Home
Date:
6/12/2025
Storm Surge and Your Homeowners Policy Explained
Weather & Natural Disaster Resources
Storm Surge and Your Homeowners Policy Explained
Learn how storm surge affects your home – and why homeowners insurance alone may not cover it. Here's what every Florida homeowner should know.
does homeowners insurance cover storm surge
Author:
Ovation Home
Date:
5/8/2025
The Calm Before the Storm: What to Do 24 Hours Before a Hurricane
Weather & Natural Disaster Resources
The Calm Before the Storm: What to Do 24 Hours Before a Hurricane
What are the final steps to take before a hurricane hits? Here’s last-minute hurricane prep for Florida homeowners, plus flood tips and coverage checks.
last-minute hurricane prep for Florida homeowners
Author:
Ovation Home
Date:
5/8/2025
Protect Your Florida Home from Electrical Fires
Home & Personal Safety
Protect Your Florida Home from Electrical Fires
Learn how to prevent electrical fires in Florida homes with smart, proactive steps to safeguard your family, your property, and your peace of mind.
how to prevent electrical fires in Florida homes
Author:
Ovation Home
Date:
5/1/2025
What to Review in Your Policy prior to the Start of Hurricane Season
Homeowners Insurance 101
What to Review in Your Policy prior to the Start of Hurricane Season
Ensure your home is protected before hurricane season starts by reviewing your policy coverage, deductibles, and the importance of adding flood insurance.
homeowners insurance policy
Author:
Ovation Home
Date:
5/1/2025
Equipment Breakdown & Service Line Insurance vs. Service Contracts: What’s Best for Your Florida Home?
Homeowners Insurance 101
Equipment Breakdown & Service Line Insurance vs. Service Contracts: What’s Best for Your Florida Home?
Unexpected equipment breakdowns happen. We compare equipment breakdown and service line coverage added to your homeowners policy vs. home warranties so you can choose what’s best for you.
protect your home’s systems and service lines
Author:
Ovation Home
Date:
5/1/2025
Home Insurance and Wear & Tear: What Every Homeowner Should Know
Homeowners Insurance 101
Home Insurance and Wear & Tear: What Every Homeowner Should Know
What’s wear and tear got to do with insurance? Learn what’s covered, what’s not, and how to prevent costly repairs with Ovation Home Insurance Exchange.
wear and tear for home insurance purposes
Author:
Ovation Home
Date:
4/1/2025
Floods, What is NOT Covered
Weather & Natural Disaster Resources
Floods, What is NOT Covered
Standard homeowners insurance does not cover floods. Learn why flood insurance is essential to protection.
flood insurance
Author:
Ovation Home
Date:
4/1/2025
Protect Your Home & Finances: Why Animal Liability Insurance Matters
Home & Personal Safety
Homeowners Insurance 101
Protect Your Home & Finances: Why Animal Liability Insurance Matters
Even the most well-behaved pets can be unpredictable. Learn how animal liability insurance protects you against costly lawsuits and unexpected risks.
animal liability insurance for homeowners
Author:
Ovation Home
Date:
4/1/2025
Red Flag Fire Weather Warnings: What They Mean and How to Stay Safe
Weather & Natural Disaster Resources
Red Flag Fire Weather Warnings: What They Mean and How to Stay Safe
Learn about red flag fire weather warnings and get tips on how to protect your property during wildfire conditions.
red flag fire weather warning
Author:
Ovation Home
Date:
3/21/2025
How to Extend Your Home Insurance Limits: A Guide to Upgrade Options from Ovation
Homeowners Insurance 101
How to Extend Your Home Insurance Limits: A Guide to Upgrade Options from Ovation
Learn how to extend home insurance limits with add-on packages from Ovation. Compare coverage levels, pricing, and real uses for Florida homeowners.
extend home insurance limits
Author:
Ovation Home
Date:
12/19/2025
The Smart Homeowner’s Guide to Essential Maintenance Before Storm Season in Florida
Home & Personal Safety
The Smart Homeowner’s Guide to Essential Maintenance Before Storm Season in Florida
Get your home storm-ready with these expert maintenance tips for Florida homeowners. Protect your roof, windows, and more before hurricane season.
how to prepare a home for hurricane season in Florida
Author:
Ovation Home
Date:
3/1/2025
Golf Cart Insurance: What You Should Know If You’re Insured by Ovation
Homeowners Insurance 101
Golf Cart Insurance: What You Should Know If You’re Insured by Ovation
Discover how Ovation offers golf cart insurance in its homeowners policies, with $5K property and $25K liability coverage included.
golf cart insurance in Florida
Author:
Ovation Home
Date:
2/1/2025
How Decluttering Can Reveal Maintenance Issues & Create a Safer Home
Home & Personal Safety
How Decluttering Can Reveal Maintenance Issues & Create a Safer Home
Use these decluttering tips from Ovation Home Insurance Exchange to catch maintenance issues, improve home safety, and create a more organized living space.
decluttering tips to catch maintenance issues
Author:
Ovation Home
Date:
2/1/2025
Why Equipment Breakdown Insurance is Essential in Today’s Tech-Driven World
Homeowners Insurance 101
Why Equipment Breakdown Insurance is Essential in Today’s Tech-Driven World
Protect your finances from costly tech failures with equipment breakdown insurance- a must have in today’s technology driven world
equipment breakdown insurance
Author:
Ovation Home
Date:
2/1/2025
How a Reciprocal Insurance Exchange Benefits Homeowners
Homeowners Insurance 101
How a Reciprocal Insurance Exchange Benefits Homeowners
Discover the benefits of a reciprocal insurance exchange for homeowners, from financial savings to community-focused protection.
benefits of a reciprocal insurance exchange for homeowners
Author:
Ovation Home
Date:
1/1/2025
Safety First During Home Gatherings Over the Holidays
Home & Personal Safety
Safety First During Home Gatherings Over the Holidays
Learn how to create safer, smoother holiday gatherings at home with these practical holiday safety tips for Florida homeowners.
holiday home safety
Author:
Ovation Home
Date:
11/21/2025
Are Your Home Insurance Deductibles Working for You?
Homeowners Insurance 101
Are Your Home Insurance Deductibles Working for You?
Learn how to tailor your homeowners insurance policy deductible to fit your budget, protect your assets, and make the most of your coverage.
choosing the right deductible
Author:
Ovation Home
Date:
12/1/2024
Can You Spot Contractor Fraud? Here Are the Warning Signs
Home & Personal Safety
Weather & Natural Disaster Resources
Can You Spot Contractor Fraud? Here Are the Warning Signs
Know the top 5 signs of contractor fraud, which is especially common in Florida after a hurricane. Protect your home and wallet by avoiding these scams.
contractor fraud
Author:
Ovation Home
Date:
11/1/2024
How to Remain Vigilant to Hurricane Danger All Season Long
Weather & Natural Disaster Resources
How to Remain Vigilant to Hurricane Danger All Season Long
Stay prepared for hurricane season with our top hurricane prep tips. It’ll help you protect your family and property all season long.
hurricane prep
Author:
Ovation Home
Date:
11/1/2024
How Is Your Roof Insured? Replacement Cost vs. Stated Value
Homeowners Insurance 101
How Is Your Roof Insured? Replacement Cost vs. Stated Value
Looking for home insurance in Florida? At Ovation, we offer both replacement cost and stated value coverage for your roof. Find out which is best for you.
roof insurance
Author:
Ovation Home
Date:
10/1/2024
Many Home Fires Are Preventable; Are You Doing All You Can?
Home & Personal Safety
Many Home Fires Are Preventable; Are You Doing All You Can?
Discover the 5 most common causes of house fires – and how to prevent them. Protect your Florida home and loved ones with these fire prevention strategies.
house fires
Author:
Ovation Home
Date:
10/1/2024
How to Create a Foolproof Disaster Preparedness Plan
Weather & Natural Disaster Resources
How to Create a Foolproof Disaster Preparedness Plan
Florida homeowners need a solid disaster-preparedness plan, especially for hurricane season. Here’s everything you need to create your own emergency plan.
Disaster Preparedness
Author:
Ovation Home
Date:
9/1/2024
Does Your Homeowners Insurance Policy Cover All Your Belongings?
Homeowners Insurance 101
Does Your Homeowners Insurance Policy Cover All Your Belongings?
Are you assuming your policy covers everything inside your house, too? We cover all the ways to protect your valuables with Ovation Home Insurance Exchange.
Personal Property Insurance
Author:
Ovation Home
Date:
9/1/2024
What Water Damage Can Do to Your Home
Home & Personal Safety
What Water Damage Can Do to Your Home
Water damage in your home can be severe and costly. We’ve got the crucial info you need and steps you’ll need to take when it happens to you.
Water Damage Repair
Author:
Ovation Home
Date:
8/13/2024
The 6 Primary Protections in Your Home Insurance Policy
Homeowners Insurance 101
The 6 Primary Protections in Your Home Insurance Policy
Understanding home insurance coverage options has never been easier! Learn about protecting your dwelling, contents, personal liability and more.
understanding home insurance coverage options
Author:
Ovation Home
Date:
1/1/2025
Are You Eligible for These Home Insurance Discounts?
Homeowners Insurance 101
Are You Eligible for These Home Insurance Discounts?
There are ways to reduce the cost of your homeowners insurance premium. Browse through our list of potential discounts to see if you qualify.
Home Insurance Discount
Author:
Ovation Home
Date:
8/13/2024
How Insuring Your Major Appliances Can Save You Money
Homeowners Insurance 101
How Insuring Your Major Appliances Can Save You Money
Discover how appliance insurance can save Florida homeowners money, reduce stress, and protect your major home systems and personal electronics, too.
Appliance Insurance
Author:
Ovation Home
Date:
8/13/2024
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